Advertiser Disclosure

Last updated: November 2026

Challenge Associates is free for you because participating lenders and marketing partners pay us. This page explains how that works and how it affects what you see.

1. How we make money

We receive compensation from participating lenders and marketing partners (“advertisers”) when we connect them with you. We may be paid when you submit a request, when your request is shared with an advertiser, when you apply with a lender, or when your loan is funded.

2. How compensation affects what you see

Compensation may influence which lenders receive your request, which offers are shown to you, and the order in which they appear. Other factors include your state, the amount and purpose of your request, your profile and each lender’s criteria.

3. What compensation does not affect

Compensation does not change the APR, fees, repayment schedule or other terms a lender offers you. We do not mark up rates, and you never pay Challenge Associates anything.

4. We don’t show every lender

Our network does not include every lender or every loan product available in the market. You may be able to find other options, including from banks and credit unions, that are not shown through our service.

5. Contact us